Traffic Enforcement Penalties

When you’re caught speeding over the posted limit

In Indiana, speeding leads to fines and 2–6 points, depending on how much the limit is exceeded. Higher speeds carry heavier penalties.

If you commit multiple violations within a short period

Repeated offenses can lead to license suspension, higher insurance, and a label as a habitual violator, especially with alcohol or reckless driving.

When you run a red light or ignore a stop sign

Disobeying traffic signals leads to fines and 4 points on your record. It’s also considered a serious moving violation.

If you drive without proof of insurance

Driving without insurance in Indiana can result in an immediate suspension, with SR-22 insurance and fees required to reinstate your license.

When you’re caught driving under the influence (DUI/OWI)

A first DUI offense may bring 180-day suspension, fines up to $5000, jail time, and mandatory alcohol assessment or classes.

If you refuse a chemical test during a traffic stop

Indiana’s implied consent law imposes a 1-year license suspension for refusing a breath or blood test during an OWI stop.

When driving with a suspended license

Driving while suspended is a Class A misdemeanor, punishable by jail, fines, and extension of suspension.

If involved in a hit-and-run

Leaving an accident scene may result in felony charges, especially if someone is injured. This carries prison time and license revocation.

When a minor is not properly secured in a vehicle

Not securing a child in a proper restraint may lead to citations, driver education requirements, and child endangerment charges.

If you accumulate too many points on your license

Indiana uses a point system. Accumulating 18+ points in 2 years may result in suspension or probation.

When you are caught street racing

Street racing is illegal and can result in arrest, fines, impoundment, and license suspension. It is a criminal offense.

If you are ticketed for aggressive driving

Tailgating, weaving, and unsafe lane changes may qualify as aggressive driving, which adds points and may result in misdemeanor charges.

When caught using a handheld phone in a moving vehicle

Indiana bans handheld phone use while driving. Violators face fines and points unless using hands-free technology.

If you pass a school bus with its stop arm extended

Passing a stopped school bus with its stop arm out is a serious offense, resulting in $1000+ fines and possible suspension.

When driving without a valid license

Operating a vehicle without a valid license is a Class C misdemeanor. Penalties may include fines, vehicle impoundment, or jail.